Personal Injury Cover for Employees and Subbies

Should you insist staff have their own Personal Injury Cover? The answer to this frequently asked question is not straightforward. There is a common misunderstanding that Employer’s Liability Insurance (EL) provides personal injury cover directly for staff, which it does not. What does Employer’s Liability insurance cover? EL insures the employer against paying compensation should…

Marketing Guide

Marketing Tips for New Businesses Terms of Use By reading this guide you agree to the following terms and conditions: This guide contains generic information and not specific advice. You should be aware of the need to comply with GDPR legislation (more information is available here), and you should check the current advertising legislation, as…

Employers Liability Insurance

Who Is Covered – The Myths There is a common misunderstanding among employers that employers’ liability insurance (EL) covers their staff. Unfortunately, most employees and subbies also think they are covered by EL if they are injured at work. This is not correct. EL actually covers the employer against paying compensation should they be found…

Personal Accident Insurance

Which is more important – your chainsaw or your leg? How would you pay your bills if you had an injury and couldn’t work?  This is an important question but one which is rarely considered. Many people insure their chipper or chainsaws but never think about Personal Accident Insurance. This type of insurance has had…